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Fincalc Version 5.00
Description:
Fincalc 5.0 is an easy to use Windows 95/98 program designed to handle differing calculations related to investments and lending. The program acts like a loan calculator filling in missing terms and payment information. Fincalc will display and print loan amortization schedules considering four types of insurance, miscellaneous fees and charges, and real estate taxes. Calculations for retirement planning and investment annuities are possible. If for example you need to know the time value of withdrawals given a starting balance, or the amount of money your investment will be worth given a period of time, APR, compounding, and recurring deposit amount, Fincalc will make these calculations easy for you. Fincalc's business calculations are extremely helpful for retailing businesses. As an example, you can quickly determine the markup percent, or the cost of an item given the price and markup percent, or the price, given the markup percent and cost. Fincalc has been sold to gift shops, lawyers, bankers, insurance agents, real estate agents, finance companies, car dealers, and retailing companies. It makes no difference whether you are a business, or an individual, you can still benefit from using the program. Fincalc has been sold to individuals planning for retirement, or who need loan interest for tax purposes, or who need to manage investments better, or who need to evaluate which loan option offers the lowest cost. If you are involved in analyzing, acquiring, or recommending investments or lending instruments, you can benefit from using Fincalc. Recent additions to Fincalc 5.0 are as follows:
1. A completely redesigned and visually appealing user interface now includes drop down boxes, intuitive tabs, and a menu structure that guides the user through various loan calculations and functions. Calculations include finance charge, APR, scheduled payment, number of payments, loan payoff, loan payout, etc.
2. New interest calculation methods have been added for fixed principal loans, principal only loans, and rule of 78 loans.
3. A loan payoff function has been added that includes prorating insurance and taxes. Odd days interest, loan fees, and down payments are included in payoff calculations. A payoff is figured from the current date to a specified payoff date, using any interest calculation method selected.
4. APR calculations and inputs now support a three digit decimal display.
5. Print screen functions now support graphical snapshots of screens displayed.
6. An on-screen formatted report and quick display is now available for loan calculations and amortizations. On-screen reports can be previewed, printed, and saved for future recall.
7. Loan data can now be saved in a database and used for loan portfolio comparison. Loans can be analyzed to identify the low cost alternative based on fees, taxes, insurance, and interest calculation method. Loan comparison data can be displayed, printed, or recalled for future reference.
8. Any loan data saved in the database can be printed as a formatted report.
9. Menu selectable backup and restore functions are available.
10. A menu selectable restore of a blank database is available.
11. A menu selectable backup and restore utility is available, allowing for a number of customizable options.
Features
- 7 different types of interest calculations
- Calendar year amortizations are supported.
- Down payment for flat amount and percent
- Finance charge, APR, and payment calculations
- Financial calculations for investments and lending
- Future value with recurring deposit calculation
- Investment annuities and retirement planning
- Loan amortizations including taxes and insurance
- Loan origination fees for flat amount and percent
- Loan portfolio analysis for cost comparisons
- Maturity date calculation
- Print screen functions and formatted reports
- Time value of withdrawals calculation
Delivery Information:
A licensed copy on CD or diskette and special pricing on upgrades.
The developer will ship the CD to the shipping address supplied with the order. The CD will be mailed within 48 hours (worst case). Please allow a reasonable timeframe for the item to arrive.
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Now only USD 30.00
S&H is calculated
 Supported Platforms: Technical Support:
Screenshot:
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(816)224-3517